Your rent might finally count toward buying a home.
A federal rule changed on April 22, 2026. Every on-time rent payment you've made used to count for nothing when a mortgage lender looked at your credit. That just changed.
If you've been renting for a few years and quietly assumed you weren't "credit ready" to buy — there's a good chance you already are, and nobody told you. It just needs to be reported the right way.
What's in the guide
- Which credit score mortgage lenders are now allowed to use (and why it matters for you)
- How to get your past rent payments reported — without paying your landlord anything
- The 3 free or low-cost services that actually report to all three bureaus (and the ones to skip)
Sent — check your inbox.
I'll send the guide within a few hours. If you don't see it, peek in promotions or spam. And if you have a question, just reply to that email — it comes straight to me.
I'm a Realtor right here in Sango. I sent you a letter because I think this rule changes things for a lot of people in 37043, and I wanted you to hear it first. If you ever want to talk — about buying, the market, or just whether your timing makes sense — text me.
Katie
Katie Childs · Realtor · Sango / Clarksville
This page is just for renters in 37043. Welcome.